Terms and conditions

It is important you read this agreement and agree to the same. This website, located at www.wemakescholars.com is owned and operated by “WeMakeScholars Inc.”. The terms "we", "us", "our", and "WeMakeScholars" refer to WeMakeScholars Private Limited, incorporated in India. The terms “Site”, “this website” refers to “wemakescholars.com”.

This Agreement states the terms of use under which you may access and use the website. Wemakescholars reserves the right to change or update this agreement at any time and in its sole discretion. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site following the posting of changes will constitute your acceptance of such changes. We encourage you to review this agreement whenever you visit this website. If you are dissatisfied with the terms, conditions, rules, policies, guidelines or practices of wemakescholars, you may contact us with the reason of your dissatisfaction.


The information contained in this website is for general information purposes only. The information is provided by Wemakescholars.com and its freelance helpers, its employees, owners and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. 

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any other loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website. 

Through this website you are able to link to other websites which are not under the control of Wemakescholars. We have no control over the nature, content and availability of those Sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them. 

Every effort is made to keep the website up and running smoothly. However, Wemakescholars.com, its writers, owners take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Wemakescholars makes no warranty that the Site or the content is free from infection by viruses or anything else that has contaminating or destructive properties.

Terms of use

All wemakescholars users, mentors and other visitors to wemakescholars.com must abide by the following rules in relation to their access to and use of this website:

  • You must only make lawful use of wemakescholars.com. You are specifically prohibited from: (i) using any data mining or similar data gathering or extraction methods; (ii) manipulating or otherwise displaying the Site or the content by using, framing or similar navigational technology; (iii) registering, subscribing, unsubscribing, or attempting to register, subscribe as any party for any part of the Site if you are not expressly authorized by such party to do so; and (iv) using the Site or content other than for its intended purpose.
  • You must not use or access the Site in a way that causes, or is likely to cause, the Site to be damaged, its performance to be impaired or access to the Site to be interrupted or hindered.
  • You must not provide any content which infringes, violates or otherwise interferes with any copyright, trademark or trade secret of another party; you must not perform any conduct that may be unlawful, illegal, threatening, harmful, abusive, harassing, stalking, torturous, defamatory, libelous, vulgar, obscene, offensive, objectionable, pornographic, designed to or does interfere or interrupt this website or any service provided, infected with a virus or other destructive or deleterious programming routine, give rise to civil or criminal liability, or which may violate an applicable local, national or international law;
  • You may not use or access wemakescholars.com, or any materials displayed on the Site, for any commercial purpose. This includes, but is not limited to, posting or sending to other members’ advertisements, commercial messages or solicitations for products or services without the prior written consent.
  • You are responsible for any photographs, text or other materials that you may upload to the Site for sharing with other members. You must not upload to wemakescholars.com any materials, or make statements through the Site, or post links to other websites which contain materials, which are misleading, defamatory, disrespectful, insulting, abusive, obscene, sexually explicit or vulgar or which tend to incite racial or other hatred or infringe the proprietary, data protection, privacy or other rights of any person or are otherwise illegal.

Such unauthorized use may also violate applicable laws that may give rise to our civil or criminal liability or which may constitute or be considered a violation of any local, national or international law, including but not limited to laws relating to copyright, trademark, patent, or trade secrets. You represent and warrant that you will comply with all applicable regulations, including, without limitation, those relating to the internet, data, e-mail, privacy and the transmission of technical data.

If you are a verified MentorTalk mentor, in addition to the above mentioned terms, you must abide to the following rules:

  • f. During your private conversation with the user or other mentor (or “the mentee”), you must not write anything which is misleading, defamatory, disrespectful, insulting, abusive, obscene, sexually explicit or vulgar or which tend to incite racial or other hatred or violates the terms and conditions of wemakescholars.
  • Any effort of the mentor to take the conversation with the mentee, out of the wemakescholars.com platform until specified to wemakescholars will be considered as violation of the terms and conditions. This will result in permanent removal and banning of the mentor from wemakescholars.com and your previous scheduled payments may also be cancelled. Before taking any decision, wemakescholars will definitely give you a chance to explain about your reason of absence and genuineness of that will be checked.
  • Any intention of the mentor to give wrong advice to the mentee, for the purpose, but not limited to, degrading the services quality at wemakescholars.com, may result in legal proceedings against the mentor.
  • You must not give any advice to the mentee which is biased towards a particular organization or university or whatsoever which may result in any personal monetary or any other benefit to you or any other commercial organization associated with you.
  • You must not share any third party content in your profile or during the conversation with mentee, with the purpose of advertising or promoting it in return to some personal or monetary benefits from that particular third party.

Copyright and other intellectual property rights

The copyright and all other intellectual property rights in this Site belong to wemakescholars or its licensors. You may view and print materials on the Site and make reasonable personal use of those materials, including reasonable copying. You may not use framing techniques to display this Site, any part of it or any other proprietary materials of Wemakescholars. You may create hyperlinks to the wemakescholars.com home page as long as the link does not use our logos or graphics and does not refer to wemakescholars or any person or website associated with wemakescholars in a manner which is false, misleading or derogatory.

You retain ownership of all the content you post on the website including but not limited to posts, comments, information, etc.

In addition to this, by submitting content to this website, you grant us non-exclusive, royalty-free license to use, copy, reproduce, process, adapt, modify, publish, transmit, display and distribute such Content in any and all media or distribution methods (now known or later developed).

We may modify or adapt your Content in order to transmit, display or distribute it over computer networks and in various media and/or make changes to your Content as are necessary to conform and adapt that Content to any requirements or limitations of any networks, devices, services or media.

Licences to you

We give you rights to re-post any content of the website anywhere on the rest of the web provided it is not tagged as non-reproducible by the original poster, only under following conditions: (i) You must attribute WeMakeScholars by name in readable text and with a human and machine-followable link (an HTML < a>anchor tag) linking back to the page displaying the original source of the content on wemakescholars.com on every page that contains WeMakeScholars content; (ii) You may ask user for his/her permission if you are allowed to use their name, please remember that user have the rights to demand contributor rights or credits for their content; (iii) If requested by us or users, you must delete the content or part of it.

WeMakeScholars at its sole discretion reserves the rights to change credits earning and expenditure schemes at any point of time. We also reserves the right to expire, cancel, modify or delete all or few of your creditsfor any reason, including for violations of these terms and conditions, or for no reason without notice to you. WeMakeScholars may cancel any transaction if we believe that the transaction violates any of our terms or policies, or for no reason at all.

Third Party Content

Third party content refers to goods and services of third parties may be advertised and/or made available on or through this website including links, content and any data furnished by third party.

Representations made regarding products and services provided by third parties are governed by the policies and representations made by these third parties. We shall not be liable for or responsible in any manner for any of your dealings or interaction with third parties. If you decide to access linked third-party web sites or use their service or avail the offer or engage in any manner, you can do so at your own risk.


You agree to indemnify and hold us harmless, our subsidiaries, affiliates, related parties, officers, directors, employees, agents, independent contractors, advertisers, partners, and co-branders from any claim or demand, including reasonable attorney\'s fees, that may be made by any third party, that is due to or arising out of your conduct or connection with this website or service, your provision of content, your violation of this Terms of Use or any other violation of the rights of another person or party.


Notwithstanding any of the terms mentioned in this agreement, WeMakeScholars reserves the right, without notice and in its sole discretion, to terminate your account and/or to block your use of the Site.

Dispute related to payment bank account or cards

You hereby expressly agree that once you or any other person have started the process of utilizing paid services from the Site by expressly, without reservation, agreeing to the terms and conditions of the Site and license agreement, by clicking and accepting them and have further submitted your credit card/ any other card details to the Site/internet banking service provider for payment and your account gets debited no chargeback claim.

You accept and take full responsibility towards the ownership/possession and use of your credit card or any other card. We shall not be responsible for any dispute with regard to the use/misuse of such credit card or any other card. You shall not be binding to any complaint filed by you/on your behalf with the Credit Card or debit card Provider/Internet banking service provider or any Bank/Financial Institution. WEMAKESCHOLARS is not responsible for fraudulent or improper transactions by the unauthorized/improper use of your credit/debit card or any other card. WEMAKESCHOLARS shall not be made a party to any chargeback proceedings before any Bank/Financial institution/ Internet banking service provider or court and in no case be required to prove the transaction effected by the use of your credit/debit or any other card was legitimate and genuine.

Please refer to”Transaction information” section in our Privacy Policy for more details.


WeMakeScholars.com only acts as an agent for promoting the events and collecting payment for the tickets on the behalf of the organizer. Event organisers will be responsible for any changes in the event schedule or any other activities associated with the events which results in user’s dissatisfaction. And in such cases, event organisers should be wholly and solely responsible for dealing with users complaints and queries. Users along with the tickets bought on wemakescholars.com, may also need to present some supporting documents such as ID proof, etc. The requirement of this additional document solely depends on the event organiser. You may not be allowed to enter the event without this document. WeMakeScholars is not liable for any such condition and you will not be allowed to claim in refund in such case.

Cashback process works as below:

The cashback is NOT given all at once. It is NOT given after sanction. The cashback process is linked with the disbursement of the loan by the student. At every disbursement, the student gets the cashback how much ever is applicable for that particular disbursement as calculated by the bank and WeMakeScholars.

Cashback limits:

You will be rewarded with a cashback on multiple disbursements to a maximium of INR 3000, as you are supporting the Digital India campaign by applying for your study abroad education loan via WeMakeScholars.

Cashback crediting timeline:

Please note that as per the govt guidelines, the cashback is transferred at particular intervals. There is a verification process done from the bank's side about your disbursement. The cashback cycle is as follows:

If you have taken the loan from a public bank via WeMakeScholars, then the cashback will be credited as below:

Q1= Disbursement done in Apr/ May/ June = By 30 Sep the cashback will be credited

Q2= Disbursement done in July/ Aug/ Sep = By 31 Dec the cashback will be credited

Q3= Disbursement done in Oct/ Nov/ Dec = By 31 Mar the cashback will be credited

Q4= Disbursement done in Jan/ Feb/ Mar = By 30 June the cashback will be credited

If you have taken the loan from a private bank/ NBFC via WeMakeScholars, then the cashback will be credited by the end of the next month of disbursement.

Ex: If the disbursement was done in April, then cashback will be credited before 31 May.

Referral bonus process works as below:

The referral bonus is NOT given to the referee all at once. It is NOT given to the referee after sanction too. The referral bonus process is linked with the disbursement of the loan by the referral (the loan applicant). At every disbursement, the referee gets the cashback as per how much his referral has taken for that particular disbursement. The exact amount is calculated by the bank and WeMakeScholars.

Referral bonus limits:

The maximum overall referral bonus per successful referral is Rs 3000. This applies for loan taken from any of the banks.

Referral bonus crediting timeline:

Please note that as per the govt guidelines, the referral bonus is transferred at particular intervals. There is a verification process done from the bank's side about your referral's disbursement. The referral bonus cycle is as follows:

If your referral has taken the loan from a public bank via WeMakeScholars, then your referral bonus will be credited as below:

Q1= Referral's disbursement done in Apr/ May/ June = By 30 Sep the referral bonus will be credited

Q2= Referral's disbursement done in July/ Aug/ Sep = By 31 Dec the referral bonus will be credited

Q3= Referral's disbursement done in Oct/ Nov/ Dec = By 31 Mar the referral bonus will be credited

Q4= Referral's disbursement done in Jan/ Feb/ Mar = By 30 June the referral bonus will be credited

If your referral has taken the loan from a private bank/ NBFC via WeMakeScholars, then the referral bonus will be credited by the end of the next month of disbursement.

Ex: If the disbursement by the referral was done in April, then the referral bonus will be credited before 31 May.


All license agreements, use or any issues arising out of any activity regarding the use of this website will be governed by the laws of India and subject to exclusive jurisdiction of courts in the State of Telangana.

Contact Information

If you have any questions about our cancellation and refund policy or our Site as a whole, please feel free to contact us at  hello@wemakescholars.com