/* =========================================================
   Scholarship Search Landing Page Styles
   ========================================================= */

/* --- Design Tokens --- */
:root {
	--teal-900:    #0a5e52;
	--teal-700:    #0e8674;
	--teal-600:    #1aa994;
	--teal-500:    #1fbba6;
	--teal-400:    #34d1be;
	--teal-050:    #e8f7f4;
	--ink:         #16201f;
	--slate:       #5a6a68;
	--slate-2:     #8fa09e;
	--line:        #e3e8e7;
	--line-2:      #f0f3f2;
	--bg:          #f4f6f6;
	--card:        #ffffff;
	--amber:       #b4521a;
	--amber-bg:    #fdf1e7;
	--gold:        #f5a623;
	--shadow-xs:   0 1px 3px rgba(16,40,36,.06);
	--shadow-sm:   0 1px 3px rgba(16,40,36,.06), 0 4px 12px -4px rgba(16,40,36,.10);
	--shadow:      0 2px 4px rgba(16,40,36,.05), 0 12px 32px -12px rgba(16,40,36,.16);
	--shadow-lg:   0 4px 8px rgba(16,40,36,.06), 0 24px 56px -8px rgba(16,40,36,.22);
	--r:           14px;
	--r-sm:        8px;
	--r-xs:        6px;
}

/* --- Base --- */

html { scroll-behavior: smooth; }

body {
	font-family: 'Inter', sans-serif;
	color: var(--ink);
	background: var(--bg);
	line-height: 1.6;
	-webkit-font-smoothing: antialiased;
}

/* --- Legacy / General --- */

input[type="number"].big-dog::webkit-input-placeholder { color: orange; }

.height100 { height: 100px; }

#public-banks ul li { width: 15%; }

@media only screen and (max-width: 768px) {
	.txtWrap1, .txtWrap { width: 100%; margin-bottom: 5px; margin-top: 0; }
}

@media (max-width: 768px) {
	#public-banks ul li { width: 50% !important; text-align: center; }
	.select-box i.filed-selected { padding-left: 0; }
	.scholarsship-search-main { padding: 0; }
}

.select-box { border: 0; border-top: 1px solid #ccc; border-left: 1px solid #ccc; }

@media (max-width: 1170px) { .uni-btn { width: 100%; } }

.fw3 { font-weight: 300 !important; }

#public-banks ul li:last-child {
	width: 150px; background: none; height: 150px; box-shadow: none; padding: 0;
}

.overflow-hidden {
	background-color: #f7f8fa;
	background-repeat: no-repeat;
	background-size: contain;
	background-position: center;
	height: 400px;
}

.uni_services     { object-fit: contain !important; }
.scholarship-list-height { height: 315px; }
.right-said-widget ul li { border-bottom: 1px solid #fff; }
.btn-w            { width: 100%; }

.youtube-bottom {
	margin: 8px; height: auto; width: 98%;
	border-radius: 10px; background-color: #f5f5f5; padding-bottom: 20px;
}

@media only screen and (max-width: 600px) { .mobile-bottom { margin-top: 10px; } }

.university-pic { border-radius: 50%; width: 40px; height: 40px; margin-right: 10px; }

.usa-festival {
	background-repeat: no-repeat;
	background-size: cover !important;
	background-position: center;
}
.usa-main-content h2       { font-size: 35px; margin-top: 0; }
.usa-main-content h2 span  { font-size: 40px; line-height: 1.5; font-weight: bolder; }

.object-fit-contain { object-fit: contain !important; }

.education-fair-header p:first-of-type { padding-top: 50px !important; font-size: 55px !important; }
.education-fair-header p  { padding-top: 20px !important; }
.background-fair { width: 92% !important; margin: 0 auto !important; }


/* =========================================================
   Hero Section
   ========================================================= */

.font-recoleta { font-family: 'Recoleta', serif; }
.font-wms      { color: var(--teal-500); }
.clrblu        { color: #428bca; }

.section-wrapper {
	padding: 88px 52px 64px;
}

.background-light-1 {
	background: linear-gradient(145deg, #edf8f6 0%, #f7f8fa 55%, #f7f8fa 100%);
}

/* Review pill badge in hero */
.review-summary-rating {
	display: inline-flex;
	align-items: center;
	gap: 5px;
	background: var(--card);
	border: 1.5px solid var(--line);
	border-radius: 40px;
	padding: 7px 16px;
	font-size: 13px;
	font-weight: 500;
	color: var(--ink);
	box-shadow: var(--shadow-sm);
	margin-bottom: 22px;
	line-height: 1;
}
.review-summary-rating .fa-star {
	color: var(--gold);
	font-size: 12px;
}

.title-large {
	font-size: 58px;
	font-weight: 400;
	line-height: 1.2;
	margin-top: 0;
	margin-bottom: 32px;
	color: var(--ink);
	letter-spacing: -.015em;
}

.title-large .study-abroad-highlight {
	font-weight: 700;
	color: var(--teal-500);
	font-size: inherit;
	display: inline;
}

/* Hero service cards */
.hero-card {
	background: var(--card);
	border: 1.5px solid var(--line);
	border-radius: var(--r);
	padding: 22px 20px 18px;
	box-sizing: border-box;
	transition: box-shadow .2s ease, border-color .2s ease, transform .15s ease;
	margin-bottom: 12px;
}
.hero-card:hover {
	box-shadow: var(--shadow);
	border-color: var(--teal-400);
	transform: translateY(-2px);
}

.title-small {
	font-size: 17px;
	font-weight: 700;
	margin-bottom: 8px;
	color: var(--teal-600);
}

.sub-title {
	font-size: 15px;
	color: var(--slate);
	line-height: 1.6;
	margin-bottom: 14px;
}

.link-styling {
	font-weight: 600;
	text-decoration: none !important;
	color: var(--teal-600);
	font-size: 14px;
	display: inline-flex;
	align-items: center;
	gap: 5px;
	transition: color .15s, gap .15s;
}
.link-styling:hover, .link-styling:focus {
	color: var(--teal-700);
	gap: 9px;
	text-decoration: none !important;
}

@media (max-width: 767px) {
	.section-wrapper    { padding: 48px 16px 40px; }
	.title-large        { font-size: 36px; margin-bottom: 24px; }
	.title-small        { font-size: 16px; }
	.sub-title          { font-size: 14px; margin-bottom: 10px; }
	.link-styling       { font-size: 14px; }
	.big-world-gif      { display: none; }
	.hero-card          { padding: 18px 16px 14px; }
	.scholarship-section { margin-top: 8px; }
	.overflow-hidden    { height: 260px; background: #f7f8fa !important; }
}

/* ─── Hero Landing (light background variant) ────────────────── */
.hero-trust-badge {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	/* border: 1.5px solid rgba(31,187,166,.35); */
	color: var(--teal-600);
	font-size: 14px;
	font-weight: 700;
	letter-spacing: .1em;
	text-transform: uppercase;
	padding: 8px 0px;
	border-radius: 40px;
	margin-bottom: 28px;
}

.hero-headline {
	font-family: 'Recoleta', serif;
	font-size: 38px;
	font-weight: 800;
	color: var(--ink);
	line-height: 1.2;
	margin: 0 0 20px;
	letter-spacing: -.02em;
}

.hero-highlight { color: var(--teal-600); }

.hero-subtext {
	font-size: 15px;
	color: var(--slate);
	line-height: 1.7;
	margin: 0 0 24px;
	max-width: 520px;
}

.hero-checklist {
	list-style: none;
	padding: 0;
	margin: 0 0 28px;
	display: grid;
	grid-template-columns: 1fr 1fr;
	gap: 10px 20px;
}
.hero-checklist li {
	display: flex;
	align-items: center;
	gap: 8px;
	font-size: 16px;
	font-weight: 500;
	color: var(--ink);
}
.hero-checklist li .fa { color: var(--teal-600); font-size: 13px; flex-shrink: 0; }

.hero-cta-row {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 12px;
	margin-bottom: 18px;
}

.hero-cta-primary {
	display: inline-flex;
	align-items: center;
	background: var(--teal-500);
	color: #fff !important;
	font-size: 16px;
	font-weight: 700;
	padding: 14px 26px;
	border-radius: 40px;
	text-decoration: none !important;
	transition: background .15s;
}
.hero-cta-primary:hover { background: var(--teal-700); color: #fff !important; }

.hero-cta-secondary {
	display: inline-flex;
	align-items: center;
	border: 1.5px solid var(--ink);
	color: var(--ink) !important;
	font-size: 15px;
	font-weight: 600;
	padding: 13px 24px;
	border-radius: 40px;
	text-decoration: none !important;
	transition: border-color .15s, background .15s, color .15s;
}
.hero-cta-secondary:hover { border-color: var(--teal-600); color: var(--teal-600) !important; }

.hero-trust-line {
	font-size: 13px;
	color: var(--slate-2);
	margin: 0;
	display: flex;
	align-items: center;
	gap: 6px;
}

@media (max-width: 767px) {
	.hero-landing       { padding: 52px 16px 44px; }
	.hero-headline      { font-size: 28px; margin-bottom: 14px; }
	.hero-subtext       { font-size: 14px; margin-bottom: 20px; }
	.hero-checklist     { gap: 8px 12px; margin-bottom: 22px; }
	.hero-checklist li  { font-size: 13px; }
	.hero-cta-primary   { font-size: 14px; padding: 13px 18px; width: 100%; justify-content: center; }
	.hero-cta-secondary { font-size: 14px; padding: 12px 18px; width: 100%; justify-content: center; }
}

@media (min-width: 768px) {
	.hero-landing  { padding: 88px 0 }
	.hero-headline { font-size: 60px; }
	.hero-subtext  { font-size: 16px; }
}


/* =========================================================
   Stats Bar
   ========================================================= */

.stats-bar {
	background: linear-gradient(100deg, var(--teal-050) 0%, #f0faf8 60%, #edf9f6 100%);
	border-top: 1px solid rgba(31,187,166,.15);
	border-bottom: 1px solid rgba(31,187,166,.15);
}

.stats-inner {
	display: flex;
	flex-wrap: wrap;
	align-items: stretch;
}

/* Mobile base: 2-per-row, stacked vertically so text never gets cut off */
.stat-item {
	display: flex;
	flex-direction: column;
	align-items: flex-start;
	gap: 4px;
	padding: 18px 14px;
	flex: 0 0 50%;
	max-width: 50%;
	border-bottom: 1px solid rgba(31,187,166,.12);
	box-sizing: border-box;
	transition: background .15s;
}
.stat-item:nth-child(odd) {
	border-right: 1px solid rgba(31,187,166,.12);
}

/* Rating item stacks vertically */
.stat-item--rating {
	flex-direction: column;
	align-items: flex-start;
	gap: 4px;
}

.stat-label {
	font-size: 10px;
	font-weight: 700;
	letter-spacing: .1em;
	text-transform: uppercase;
	color: var(--slate);
}

.stat-stars {
	color: var(--gold);
	font-size: 18px;
	line-height: 1;
	letter-spacing: 1px;
}

.stat-rating-text {
	font-size: 13px;
	color: var(--slate);
	line-height: 1.4;
}

.stat-rating-score {
	font-size: 15px;
	font-weight: 800;
	color: var(--ink);
}

.stat-review-link {
	color: var(--teal-600) !important;
	font-weight: 600;
	text-decoration: none !important;
}
.stat-review-link:hover {
	color: var(--teal-700) !important;
	text-decoration: underline !important;
}

/* Number + description side by side */
.stat-number {
	font-size: 26px;
	font-weight: 800;
	color: var(--ink);
	white-space: nowrap;
	flex-shrink: 0;
	letter-spacing: -.02em;
	line-height: 1;
}

.stat-desc {
	font-size: 12px;
	color: var(--slate);
	line-height: 1.4;
	font-weight: 500;
}

/* Desktop: all 4 in one row */
@media (min-width: 768px) {
	.stats-bar { padding: 0 3%; }

	.stat-item {
		flex-direction: row;
		align-items: center;
		flex: 1 1 0;
		max-width: none;
		border-bottom: none;
		border-right: 1px solid rgba(31,187,166,.15);
		padding: 28px 32px;
		gap: 14px;
	}
	.stat-item:nth-child(odd) {
		border-right: 1px solid rgba(31,187,166,.15);
	}
	.stat-item:last-child { border-right: none; }

	.stat-number { font-size: 36px; }
	.stat-stars  { font-size: 20px; }
}


/* =========================================================
   Lenders Comparison Section
   ========================================================= */

.lenders-section {
	background: var(--bg);
	padding: 24px 12px 40px;
}

/* --- Intro block above table --- */
.lenders-intro {
	text-align: center;
	padding: 0 16px 28px;
}

.lenders-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 12px;
}

.lenders-headline {
	font-size: 28px;
	font-weight: 800;
	color: #0d1b2a;
	line-height: 1.2;
	margin: 0 0 14px;
}

.lenders-subline {
	font-size: 14px;
	color: var(--slate);
	line-height: 1.6;
	margin: 0;
}

@media (min-width: 768px) {
	.lenders-headline { font-size: 42px; }
	.lenders-subline  { font-size: 16px; }
	.lenders-intro    { padding-bottom: 36px; }
}

.lenders-wrap {
	margin: 0 5%;
	background: var(--card);
	border-radius: var(--r);
	box-shadow: var(--shadow);
	overflow: hidden;
}

/* --- Header --- */
.lenders-thead {
	background: #0d1b2a;
	display: flex;
	align-items: center;
	padding: 12px 16px;
	gap: 0;
}

.lth-col-label {
	font-size: 11px;
	font-weight: 700;
	letter-spacing: .1em;
	text-transform: uppercase;
	color: rgba(255,255,255,.5);
}

.lenders-badge-lowest {
	display: inline-block;
	background: var(--teal-500);
	color: #fff;
	font-size: 10px;
	font-weight: 800;
	letter-spacing: .06em;
	text-transform: uppercase;
	padding: 3px 10px;
	border-radius: 20px;
}

/* --- Lender Row (mobile base) --- */
.lender-row {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	gap: 10px 0;
	padding: 14px 16px;
	border-bottom: 1px solid var(--line);
	transition: background .15s;
}
.lender-row:hover { background: var(--line-2); }

.lender-row--blur {
	filter: blur(4px);
	user-select: none;
	pointer-events: none;
}

/* Mobile: lender full width, rate + action side-by-side below */
.lr-lender { flex: 0 0 100%; display: flex; align-items: center; gap: 12px; min-width: 0; }
.lr-rate   { flex: 1; }
.lr-action { flex: 0 0 auto; align-self: center; }

/* Logo image box */
.lr-logo {
	width: 40px;
	height: 40px;
	flex-shrink: 0;
	border-radius: var(--r-xs);
	background: transparent;
	display: flex;
	align-items: center;
	justify-content: center;
	overflow: hidden;
}
.lr-logo img {
	width: 100%;
	height: 100%;
	object-fit: contain;
}

.lr-name {
	font-size: 14px;
	font-weight: 700;
	color: var(--ink);
	margin-bottom: 2px;
	white-space: nowrap;
	overflow: hidden;
	text-overflow: ellipsis;
}

.lr-desc {
	font-size: 12px;
	color: var(--slate);
	white-space: nowrap;
	overflow: hidden;
	text-overflow: ellipsis;
}

/* WMS Rate */
.lr-wms-rate {
	display: block;
	font-size: 19px;
	font-weight: 800;
	color: var(--teal-600);
	line-height: 1;
	margin-bottom: 3px;
}
.lr-pa { font-size: 12px; font-weight: 500; }

.lr-walk {
	display: block;
	font-size: 12px;
	color: var(--slate);
	margin-bottom: 4px;
}
.lr-walk s { color: var(--slate-2); }

.lr-save {
	display: inline-block;
	font-size: 11px;
	font-weight: 700;
	background: var(--teal-050);
	color: var(--teal-700);
	border-radius: 4px;
	padding: 2px 7px;
}

/* Max amount (desktop only via hidden-xs) */
.lr-amount {
	font-size: 15px;
	font-weight: 700;
	color: var(--ink);
}

/* Collateral pill (desktop only via hidden-xs) */
.lr-coll-badge {
	display: inline-block;
	font-size: 12px;
	font-weight: 600;
	border-radius: 20px;
	padding: 4px 12px;
	border: 1px solid transparent;
}
.lr-coll-badge--notreq {
	background: var(--teal-050);
	color: var(--teal-700);
	border-color: rgba(31,187,166,.25);
}
.lr-coll-badge--optional {
	background: #eff6ff;
	color: #2563eb;
	border-color: rgba(37,99,235,.2);
}
.lr-coll-badge--req {
	background: var(--amber-bg);
	color: var(--amber);
	border-color: rgba(180,82,26,.2);
}

/* Apply button */
.lr-apply-btn {
	display: inline-block;
	background: var(--teal-600);
	color: #fff !important;
	font-size: 12px;
	font-weight: 700;
	padding: 9px 13px;
	border-radius: 24px;
	text-decoration: none !important;
	white-space: nowrap;
	transition: background .15s;
}
.lr-apply-btn:hover { background: var(--teal-700); }

/* --- CTA zone (sits after blurred row, card floats centred) --- */
.lenders-cta-zone {
	position: relative;
	min-height: 300px;
	border-bottom: 1px solid var(--line);
}

.lenders-cta {
	position: absolute;
	top: 50%;
	left: 50%;
	transform: translate(-50%, -50%);
	width: calc(100% - 32px);
	max-width: 460px;
	background: var(--card);
	border-radius: var(--r);
	box-shadow: var(--shadow-lg);
	padding: 26px 22px 22px;
	text-align: center;
	z-index: 1;
}

.lenders-cta-title {
	font-size: 16px;
	font-weight: 800;
	color: var(--ink);
	margin: 0 0 8px;
	line-height: 1.35;
}

.lenders-cta-sub {
	font-size: 13px;
	color: var(--slate);
	margin: 0 0 18px;
	line-height: 1.5;
}

.lenders-cta-btn {
	display: inline-block;
	background: var(--teal-600);
	color: #fff !important;
	font-size: 14px;
	font-weight: 700;
	padding: 12px 30px;
	border-radius: 30px;
	text-decoration: none !important;
	transition: background .15s;
	margin-bottom: 16px;
}
.lenders-cta-btn:hover { background: var(--teal-700); }

.lenders-cta-trust {
	display: flex;
	flex-wrap: wrap;
	align-items: center;
	justify-content: center;
	gap: 10px;
	font-size: 12px;
	color: var(--slate);
}
.lenders-cta-trust i { margin-right: 3px; color: var(--slate-2); }

/* --- Footer --- */
.lenders-foot {
	display: flex;
	flex-direction: column;
	gap: 8px;
	padding: 14px 16px;
	border-top: 1px solid var(--line);
}

.lenders-foot-note {
	font-size: 12px;
	color: var(--slate-2);
	line-height: 1.5;
}

.lenders-foot-more {
	font-size: 14px;
	font-weight: 700;
	color: var(--teal-600) !important;
	text-decoration: none !important;
	align-self: flex-end;
}
.lenders-foot-more:hover {
	color: var(--teal-700) !important;
	text-decoration: underline !important;
}

/* --- Desktop (≥768px) --- */
@media (min-width: 768px) {
	
	.lenders-section { padding: 40px 24px 56px; }

	.lenders-thead { padding: 14px 24px; }
	.lth-lender     { flex: 0 0 28%; }
	.lth-rate       { flex: 0 0 26%; }
	.lth-amount     { flex: 0 0 16%; }
	.lth-collateral { flex: 0 0 14%; }
	.lth-action     { flex: 0 0 16%; }

	.lender-row {
		flex-wrap: nowrap;
		padding: 20px 24px;
		gap: 0;
	}
	.lr-lender     { flex: 0 0 28%; }
	.lr-rate       { flex: 0 0 26%; }
	.lr-amount     { flex: 0 0 16%; }
	.lr-collateral { flex: 0 0 14%; }
	.lr-action     { flex: 0 0 16%; align-self: center; }

	.lr-logo      { width: 46px; height: 46px; }
	.lr-name      { font-size: 15px; }
	.lr-wms-rate  { font-size: 22px; }
	.lr-apply-btn { font-size: 13px; padding: 10px 18px; }

	.lenders-cta-zone { min-height: 280px; }
	.lenders-cta      { padding: 32px 36px 26px; max-width: 560px; }
	.lenders-cta-title { font-size: 19px; }
	.lenders-cta-sub   { font-size: 14px; }
	.lenders-cta-btn   { font-size: 15px; padding: 14px 36px; }

	.lenders-foot {
		flex-direction: row;
		align-items: center;
		justify-content: space-between;
		padding: 16px 24px;
		gap: 16px;
	}
	.lenders-foot-more { align-self: auto; }
}


/* =========================================================
   Why Students Choose Us — Features Grid
   ========================================================= */

.features-section {
	background: var(--card);
	padding: 48px 16px 56px;
}

.features-intro {
	text-align: center;
	margin: 0 auto 36px;
}

.features-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 12px;
}

.features-headline {
	font-size: 28px;
	font-weight: 800;
	color: #0d1b2a;
	margin: 0;
	line-height: 1.2;
}

/* Mobile: single column */
.features-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 14px;
	max-width: 1060px;
	margin: 0 auto;
}

.feature-card {
	background: var(--card);
	border: 1.5px solid var(--line);
	border-radius: var(--r);
	padding: 22px 20px;
	transition: box-shadow .2s, border-color .2s;
}
.feature-card:hover {
	box-shadow: var(--shadow);
	border-color: rgba(31,187,166,.3);
}

.feature-icon {
	width: 48px;
	height: 48px;
	border-radius: 12px;
	background: var(--teal-050);
	display: flex;
	align-items: center;
	justify-content: center;
	margin-bottom: 16px;
}
.feature-icon i {
	font-size: 20px;
	color: var(--teal-600);
}

.feature-title {
	font-size: 16px;
	font-weight: 700;
	color: var(--ink);
	margin: 0 0 8px;
}

.feature-desc {
	font-size: 14px;
	color: var(--slate);
	line-height: 1.6;
	margin: 0;
}

/* Tablet: 2 columns */
@media (min-width: 576px) {
	.features-grid { grid-template-columns: repeat(2, 1fr); gap: 16px; }
}

/* Desktop: 3 columns */
@media (min-width: 768px) {
	.features-section  { padding: 64px 32px 56px; }
	.features-headline { font-size: 42px; }
	.features-intro    { margin-bottom: 48px; }
	.features-grid     { grid-template-columns: repeat(3, 1fr); gap: 20px; }
	.feature-card      { padding: 28px 24px; }
	.feature-icon      { width: 52px; height: 52px; }
	.feature-icon i    { font-size: 22px; }
	.feature-title     { font-size: 17px; }
}


/* =========================================================
   Collateral-free CTA Banner
   ========================================================= */

.cfree-banner {
	display: flex;
	flex-direction: column;
	background: var(--teal-900);
	border-radius: var(--r);
	overflow: hidden;
	max-width: 1060px;
	margin: 32px auto 0;
}

.cfree-content {
	padding: 36px 28px 32px;
	flex: 1;
}

.cfree-eyebrow {
	font-size: 11px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-400);
	margin: 0 0 12px;
}

.cfree-headline {
	font-size: 26px;
	font-weight: 800;
	color: #fff;
	line-height: 1.25;
	margin: 0 0 20px;
}

/* Checklist: single column on mobile */
.cfree-checklist {
	list-style: none;
	padding: 0;
	margin: 0 0 24px;
	display: grid;
	grid-template-columns: 1fr;
	gap: 10px;
}

.cfree-checklist li {
	display: flex;
	align-items: center;
	gap: 8px;
	font-size: 14px;
	color: rgba(255,255,255,.85);
}

.cfree-checklist li::before {
	content: '\f00c';
	font-family: 'FontAwesome';
	font-size: 13px;
	color: var(--teal-400);
	flex-shrink: 0;
}

.cfree-btn {
	display: inline-block;
	background: var(--gold);
	color: #0d1b2a !important;
	font-size: 14px;
	font-weight: 700;
	padding: 12px 26px;
	border-radius: 30px;
	text-decoration: none !important;
	transition: filter .15s;
	margin-bottom: 28px;
}

.cfree-btn:hover { filter: brightness(1.1); color: #0d1b2a !important; }

.cfree-stats {
	display: flex;
	gap: 28px;
	flex-wrap: wrap;
}

.cfree-stat-num {
	display: block;
	font-size: 22px;
	font-weight: 800;
	color: #fff;
	line-height: 1;
	margin-bottom: 4px;
}

.cfree-stat-label {
	font-size: 12px;
	color: rgba(255,255,255,.5);
}

/* Image: hidden on mobile, shown on desktop */
.cfree-image { display: none; }
.cfree-image img {
	width: 100%;
	height: 100%;
	object-fit: cover;
	display: block;
}

/* Desktop */
@media (min-width: 768px) {
	.cfree-banner         { flex-direction: row; margin: 40px auto 0; }
	.cfree-content        { padding: 44px 44px 40px; flex: 0 0 58%; }
	.cfree-headline       { font-size: 34px; margin-bottom: 24px; }
	.cfree-checklist      { grid-template-columns: 1fr 1fr; gap: 10px 32px; margin-bottom: 28px; }
	.cfree-checklist li   { font-size: 15px; }
	.cfree-btn            { font-size: 15px; padding: 13px 30px; }
	.cfree-stat-num       { font-size: 26px; }
	.cfree-image          { display: block; flex: 0 0 42%; min-height: 320px; }
}


/* =========================================================
   Education Loans by Country
   ========================================================= */

.countries-section {
	background: var(--bg);
	padding: 56px 16px 64px;
}

.countries-intro {
	text-align: center;
	margin: 0 auto 36px;
}

.countries-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 12px;
}

.countries-headline {
	font-size: 28px;
	font-weight: 800;
	color: #0d1b2a;
	margin: 0;
	line-height: 1.2;
}

/* Mobile: 2 columns */
.countries-grid {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 14px;
	max-width: 1060px;
	margin: 0 auto;
}

.country-card {
	background: var(--card);
	border: 1.5px solid var(--line);
	border-radius: var(--r);
	padding: 20px 16px 18px;
	display: flex;
	flex-direction: column;
	color: var(--ink);
	text-decoration: none !important;
	transition: box-shadow .2s, border-color .2s, transform .15s;
}
.country-card:hover {
	box-shadow: var(--shadow);
	border-color: rgba(31,187,166,.3);
	transform: translateY(-2px);
	color: var(--ink);
	text-decoration: none !important;
}

.country-flag {
	font-size: 40px;
	line-height: 1;
	margin-bottom: 14px;
	text-align: center;
}

.country-name {
	font-size: 15px;
	font-weight: 700;
	color: var(--ink);
	margin-bottom: 4px;
}

.country-amount {
	font-size: 13px;
	color: var(--ink);
	margin-bottom: 14px;
}

.country-link {
	font-size: 13px;
	font-weight: 600;
	color: var(--teal-600) !important;
	margin-top: auto;
}

/* Desktop: 4 columns */
@media (min-width: 768px) {
	.countries-section  { padding: 64px 32px 72px; }
	.countries-headline { font-size: 42px; }
	.countries-intro    { margin-bottom: 48px; }
	.countries-grid     { grid-template-columns: repeat(4, 1fr); gap: 20px; }
	.country-card       { padding: 28px 24px 22px; }
	.country-flag       { font-size: 52px; margin-bottom: 18px; }
	.country-name       { font-size: 17px; }
	.country-amount     { font-size: 14px; }
	.country-link       { font-size: 14px; }
}

/* ─── Education Loans by Course ─────────────────────────────── */
.courses-section {
	background: var(--card);
	padding: 56px 16px 64px;
}

.courses-intro {
	text-align: center;
	margin: 0 auto 36px;
}

.courses-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 12px;
}

.courses-headline {
	font-size: 28px;
	font-weight: 800;
	color: #0d1b2a;
	margin: 0;
	line-height: 1.2;
}

/* Mobile: 1 column */
.courses-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 12px;
	max-width: 1060px;
	margin: 0 auto;
}

.course-card {
	background: var(--card);
	border: 1.5px solid var(--line);
	border-radius: var(--r);
	padding: 18px 20px;
	display: flex;
	align-items: center;
	gap: 16px;
	color: var(--ink);
	text-decoration: none !important;
	transition: box-shadow .2s, border-color .2s;
}
.course-card:hover {
	box-shadow: var(--shadow);
	border-color: rgba(31,187,166,.3);
	color: var(--ink);
	text-decoration: none !important;
}

.course-icon {
	width: 44px;
	height: 44px;
	flex-shrink: 0;
	border-radius: 10px;
	background: var(--bg);
	display: flex;
	align-items: center;
	justify-content: center;
}
.course-icon i {
	font-size: 18px;
	color: var(--slate);
}

.course-name {
	font-size: 15px;
	font-weight: 700;
	color: var(--ink);
	margin-bottom: 3px;
}

.course-desc {
	font-size: 13px;
	color: var(--slate);
}

/* Tablet: 2 columns */
@media (min-width: 576px) {
	.courses-grid { grid-template-columns: repeat(2, 1fr); gap: 14px; }
}

/* Desktop: 3 columns */
@media (min-width: 768px) {
	.courses-section  { padding: 64px 32px 72px; }
	.courses-headline { font-size: 42px; }
	.courses-intro    { margin-bottom: 48px; }
	.courses-grid     { grid-template-columns: repeat(3, 1fr); gap: 16px; }
	.course-card      { padding: 22px 24px; }
	.course-icon      { width: 48px; height: 48px; }
	.course-icon i    { font-size: 20px; }
	.course-name      { font-size: 16px; }
}

/* ─── 6-Step Process ─────────────────────────────────────────── */
.process-section {
	background: var(--teal-900);
	padding: 56px 16px 64px;
}

.process-intro {
	text-align: center;
	max-width: 680px;
	margin: 0 auto;
}

.process-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-400);
	margin: 0 0 12px;
}

.process-headline {
	font-size: 28px;
	font-weight: 800;
	color: #fff;
	margin: 0;
	line-height: 1.2;
}

/* Mobile: 2 columns, 3 rows */
.process-steps {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 32px 16px;
	max-width: 1060px;
	margin: 48px auto;
	position: relative;
}

.process-step {
	display: flex;
	flex-direction: column;
	align-items: center;
	text-align: center;
}

.step-circle {
	width: 52px;
	height: 52px;
	border-radius: 50%;
	border: 2px solid var(--teal-500);
	background: rgba(255,255,255,.06);
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 18px;
	font-weight: 700;
	color: var(--teal-400);
	margin-bottom: 16px;
	flex-shrink: 0;
}

.step-title {
	font-size: 14px;
	font-weight: 700;
	color: #fff;
	margin-bottom: 5px;
}

.step-desc {
	font-size: 13px;
	color: rgba(255,255,255,.55);
	line-height: 1.5;
}

/* Desktop: 6 columns with connector line */
@media (min-width: 768px) {
	.process-section  { padding: 72px 32px 80px; }
	.process-headline { font-size: 42px; }
	.process-steps {
		grid-template-columns: repeat(6, 1fr);
		gap: 0;
		align-items: start;
	}
	.process-steps::before {
		content: '';
		position: absolute;
		top: 26px;
		left: calc(100% / 12);
		right: calc(100% / 12);
		height: 1px;
		background: rgba(31,187,166,.3);
		z-index: 0;
	}
	.step-circle {
		position: relative;
		z-index: 1;
	}
	.step-title { font-size: 15px; }
}

/* ─── Scholarships Section ───────────────────────────────────── */
.schol-section {
	background: var(--bg);
	padding: 56px 16px 64px;
}

.schol-intro {
	text-align: center;
	margin: 0 auto 32px;
}

.schol-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 12px;
}

.schol-headline {
	font-size: 28px;
	font-weight: 800;
	color: #0d1b2a;
	margin: 0 0 16px;
	line-height: 1.2;
}

.schol-subtext {
	font-size: 15px;
	color: var(--slate-2);
	line-height: 1.7;
	margin: 0;
}

/* Tabs */
.schol-tabs-wrap {
	max-width: 1060px;
	margin: 0 auto 28px;
	overflow-x: auto;
	-webkit-overflow-scrolling: touch;
	scrollbar-width: none;
}
.schol-tabs-wrap::-webkit-scrollbar { display: none; }

.schol-tabs {
	display: flex;
	gap: 8px;
	white-space: nowrap;
	justify-content: center;
}

.schol-tab {
	display: inline-flex;
	align-items: center;
	padding: 8px 18px;
	border-radius: 40px;
	border: 1.5px solid var(--line);
	background: var(--card);
	font-size: 14px;
	font-weight: 500;
	color: var(--ink);
	cursor: pointer;
	white-space: nowrap;
	transition: border-color .15s, color .15s;
	line-height: 1;
}
.schol-tab:hover {
	border-color: var(--teal-500);
	color: var(--teal-600);
}
.schol-tab.active {
	border-color: var(--teal-600);
	color: var(--teal-600);
	font-weight: 600;
}

/* Cards */
.schol-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 16px;
	max-width: 1060px;
	margin: 0 auto;
}

.schol-card {
	background: var(--card);
	border: 1.5px solid var(--line);
	border-radius: var(--r);
	padding: 22px 20px 18px;
	display: flex;
	flex-direction: column;
	transition: box-shadow .2s, border-color .2s;
	text-decoration: none;
	color: inherit;
	cursor: pointer;
}
.schol-card:hover {
	box-shadow: var(--shadow);
	border-color: rgba(31,187,166,.3);
}

.schol-badge {
	display: inline-block;
	font-size: 12px;
	font-weight: 600;
	border-radius: 20px;
	padding: 4px 12px;
	margin-bottom: 14px;
	width: fit-content;
}
.schol-badge--funded  { background: var(--teal-050); color: var(--teal-700); }
.schol-badge--merit   { background: var(--amber-bg); color: var(--amber); }
.schol-badge--partial { background: #eff6ff;          color: #2563eb; }

.schol-name {
	font-size: 16px;
	font-weight: 700;
	color: var(--ink);
	margin-bottom: 8px;
}

.schol-desc {
	font-size: 14px;
	color: var(--slate-2);
	line-height: 1.6;
	margin-bottom: 16px;
	flex: 1;
}

.schol-footer {
	display: flex;
	align-items: center;
	justify-content: space-between;
	gap: 8px;
}

.schol-amount {
	font-size: 15px;
	font-weight: 700;
	color: var(--teal-600);
}

.schol-meta {
	font-size: 13px;
	color: var(--slate-2);
}

/* Browse CTA */
.schol-cta-wrap {
	text-align: center;
	margin-top: 36px;
}

.schol-browse-btn {
	display: inline-block;
	padding: 13px 32px;
	border: 2px solid var(--teal-600);
	border-radius: 40px;
	font-size: 15px;
	font-weight: 600;
	color: var(--teal-600) !important;
	text-decoration: none !important;
	transition: background .15s, color .15s;
}
.schol-browse-btn:hover {
	background: var(--teal-600);
	color: #fff !important;
}

@media (min-width: 576px) {
	.schol-grid { grid-template-columns: repeat(2, 1fr); gap: 18px; }
}

@media (min-width: 768px) {
	.schol-section  { padding: 64px 32px 72px; }
	.schol-headline { font-size: 48px; }
	.schol-intro    { margin-bottom: 40px; }
	.schol-subtext  { font-size: 16px; }
	.schol-grid     { grid-template-columns: repeat(3, 1fr); gap: 20px; }
	.schol-card     { padding: 26px 24px 22px; }
	.schol-name     { font-size: 17px; }
}

/* ─── Reviews Section ────────────────────────────────────────── */
.reviews-section {
	background: var(--card);
	padding: 56px 16px 64px;
}

.reviews-intro {
	text-align: center;
	margin: 0 auto 36px;
}

.reviews-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 12px;
}

.reviews-headline {
	font-size: 28px;
	font-weight: 800;
	color: #0d1b2a;
	margin: 0;
	line-height: 1.2;
}

/* Mobile: 1 column */
.reviews-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 16px;
	max-width: 1060px;
	margin: 0 auto;
}

.review-card {
	background: var(--card);
	border: 1.5px solid var(--line);
	border-radius: var(--r);
	padding: 22px 20px 18px;
	display: flex;
	flex-direction: column;
	gap: 14px;
}

.review-card--featured {
	border-color: var(--amber);
	border-width: 2px;
}

.review-top-row {
	display: flex;
	align-items: center;
	justify-content: space-between;
}

.review-stars {
	font-size: 17px;
	color: var(--gold);
	letter-spacing: 2px;
	line-height: 1;
}

.review-pf-link { text-decoration: none !important; flex-shrink: 0; }

.review-pf-icon {
	width: 40px;
	height: 40px;
	border-radius: 7px;
	display: flex;
	align-items: center;
	justify-content: center;
}
.review-pf-icon i { font-size: 20px; color: #fff; }

.review-header {
	display: flex;
	align-items: center;
	gap: 12px;
}

.review-avatar {
	width: 44px;
	height: 44px;
	border-radius: 50%;
	background: var(--teal-050);
	color: var(--teal-700);
	font-size: 14px;
	font-weight: 700;
	display: flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
}

.review-name {
	font-size: 14px;
	font-weight: 700;
	color: var(--ink);
	padding-bottom: 5px;
	border-bottom: 1px dotted var(--line);
	margin-bottom: 4px;
}

.review-date {
	font-size: 12px;
	color: var(--slate-2);
}

.review-text {
	font-size: 14px;
	color: var(--slate);
	line-height: 1.7;
	font-style: italic;
	display: -webkit-box;
	-webkit-line-clamp: 5;
	line-clamp: 5;
	-webkit-box-orient: vertical;
	overflow: hidden;
}
.review-text.expanded { display: block; overflow: visible; }

.review-read-more {
	background: none;
	border: none;
	padding: 0;
	font-size: 13px;
	font-weight: 600;
	color: var(--amber);
	cursor: pointer;
	text-align: left;
	margin-top: -6px;
}
.review-read-more:hover { text-decoration: underline; }

.review-highlight {
	background: var(--amber-bg);
	color: var(--amber);
	font-size: 13px;
	font-weight: 600;
	line-height: 1.5;
	padding: 10px 14px;
	border-radius: var(--r-sm);
	margin-top: auto;
}

/* Tablet: 2 columns */
@media (min-width: 576px) {
	.reviews-grid { grid-template-columns: repeat(2, 1fr); gap: 18px; }
}

/* Desktop: 3 columns */
@media (min-width: 768px) {
	.reviews-section  { padding: 64px 32px 72px; }
	.reviews-headline { font-size: 42px; }
	.reviews-intro    { margin-bottom: 48px; }
	.reviews-grid     { grid-template-columns: repeat(3, 1fr); gap: 20px; }
	.review-card      { padding: 26px 24px 22px; }
	.review-name      { font-size: 15px; }
}

/* ─── LoanFlix Section ───────────────────────────────────────── */
.loanflix-section {
	background: #0d1b2a;
	padding: 64px 16px 72px;
}

/* Hero */
.lf-hero {
	display: flex;
	flex-direction: column;
	gap: 32px;
	max-width: 1060px;
	margin: 0 auto 56px;
}

.lf-badge {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: rgba(255,0,0,.12);
	border: 1px solid rgba(255,0,0,.3);
	color: #ff5555;
	font-size: 10px;
	font-weight: 700;
	letter-spacing: .1em;
	text-transform: uppercase;
	padding: 6px 14px;
	border-radius: 40px;
	margin-bottom: 20px;
}

.lf-logo {
	font-size: 52px;
	font-weight: 900;
	color: #fff;
	line-height: 1;
	margin-bottom: 14px;
	letter-spacing: -.02em;
}
.lf-flix { color: #ff3b30; }

.lf-tagline {
	font-size: 13px;
	color: rgba(255,255,255,.45);
	margin: 0 0 14px;
}

.lf-host-row {
	display: flex;
	align-items: center;
	gap: 12px;
	margin-bottom: 20px;
}

.lf-host-avatar {
	width: 38px;
	height: 38px;
	border-radius: 50%;
	background: rgba(31,187,166,.2);
	border: 2px solid var(--teal-500);
	display: flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
}
.lf-host-avatar i { font-size: 18px; color: var(--teal-400); }

.lf-host-name {
	font-size: 15px;
	font-weight: 700;
	color: #fff;
}
.lf-host-role { font-size: 13px; color: rgba(255,255,255,.45); }

.lf-desc {
	font-size: 15px;
	color: rgba(255,255,255,.6);
	line-height: 1.7;
	margin: 0 0 28px;
}

.lf-stats {
	display: flex;
	align-items: center;
	margin-bottom: 28px;
}
.lf-stat-num {
	font-size: 22px;
	font-weight: 800;
	color: #fff;
	line-height: 1;
}
.lf-stat-label {
	font-size: 12px;
	color: rgba(255,255,255,.4);
	margin-top: 4px;
}
.lf-stat-div {
	width: 1px;
	height: 36px;
	background: rgba(255,255,255,.15);
	margin: 0 20px;
}

.lf-subscribe-btn {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: #ff0000;
	color: #fff !important;
	font-size: 15px;
	font-weight: 600;
	padding: 12px 24px;
	border-radius: 40px;
	text-decoration: none !important;
	transition: background .15s;
}
.lf-subscribe-btn:hover { background: #cc0000; color: #fff !important; }
.lf-subscribe-btn i { font-size: 17px; }

/* Right: host image placeholder */
.lf-right { display: none; }

.lf-host-image {
	border-radius: var(--r);
	display: flex;
	flex-direction: column;
	align-items: center;
	justify-content: center;
	height: 100%;
	text-align: center;
}
.lf-host-image img {
	border-radius: var(--r);
}

.lf-host-image i { font-size: 56px; color: rgba(31,187,166,.35); margin-bottom: 16px; }
.lf-host-image p { font-size: 15px; font-weight: 600; color: rgba(255,255,255,.5); margin: 0 0 6px; }
.lf-host-image span { font-size: 12px; color: rgba(255,255,255,.25); }

/* Episodes */
.lf-episodes {
	max-width: 1060px;
	margin: 0 auto;
}

.lf-episodes-header {
	display: flex;
	align-items: center;
	justify-content: space-between;
	margin-bottom: 20px;
}
.lf-episodes-title {
	font-size: 18px;
	font-weight: 700;
	color: #fff;
	margin: 0;
}
.lf-view-all {
	font-size: 14px;
	font-weight: 600;
	color: var(--teal-400) !important;
	text-decoration: none !important;
}
.lf-view-all:hover { text-decoration: underline !important; }

/* Mobile: 1 column */
.lf-episodes-grid {
	display: grid;
	grid-template-columns: 1fr;
	gap: 14px;
}

.lf-video-card {
	background: rgba(255,255,255,.04);
	border: 1px solid rgba(255,255,255,.08);
	border-radius: var(--r);
	overflow: hidden;
	display: block;
	text-decoration: none !important;
	color: #fff;
	transition: border-color .2s, transform .15s;
}
.lf-video-card:hover {
	border-color: rgba(31,187,166,.4);
	transform: translateY(-2px);
	color: #fff;
	text-decoration: none !important;
}

.lf-video-thumb {
	position: relative;
	aspect-ratio: 16 / 9;
	display: flex;
	align-items: center;
	justify-content: center;
}

.lf-play-btn {
	width: 48px;
	height: 48px;
	border-radius: 50%;
	background: rgba(255,255,255,.9);
	display: flex;
	align-items: center;
	justify-content: center;
}
.lf-play-btn i { font-size: 17px; color: #0d1b2a; margin-left: 3px; }

.lf-video-badge {
	position: absolute;
	bottom: 10px;
	left: 10px;
	background: #000;
	color: #fff;
	font-size: 10px;
	font-weight: 900;
	padding: 3px 7px;
	border-radius: 4px;
	letter-spacing: .03em;
}
.lf-video-badge span { color: #ff3b30; }

.lf-video-info { padding: 14px 16px 18px; }

.lf-video-title {
	font-size: 14px;
	font-weight: 600;
	color: #fff;
	line-height: 1.5;
	margin-bottom: 6px;
}
.lf-video-meta { font-size: 12px; color: rgba(255,255,255,.35); }

/* Desktop */
@media (min-width: 768px) {
	.loanflix-section    { padding: 80px 32px 88px; }
	.lf-hero             { flex-direction: row; align-items: stretch; }
	.lf-left             { flex: 1; }
	.lf-right            { display: block; flex: 0 0 320px; }
	.lf-logo             { font-size: 72px; }
	.lf-episodes-grid    { grid-template-columns: repeat(3, 1fr); gap: 16px; }
}

/* ─── Recognition / Timeline Section ────────────────────────── */
.recog-section {
	background: var(--card);
	padding: 64px 16px 72px;
}

.recog-intro {
	text-align: center;
	max-width: 720px;
	margin: 0 auto 56px;
}

.recog-eyebrow {
	font-size: 12px;
	font-weight: 700;
	letter-spacing: .12em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 12px;
}

.recog-headline {
	font-size: 28px;
	font-weight: 800;
	color: #0d1b2a;
	margin: 0 0 16px;
	line-height: 1.2;
}

.recog-subtext {
	font-size: 15px;
	color: var(--slate);
	line-height: 1.7;
	margin: 0;
}

/* Timeline */
.recog-timeline {
	max-width: 1060px;
	margin: 0 auto;
	display: flex;
	flex-direction: column;
	gap: 24px;
}

/* Mobile: stacked */
.recog-item {
	display: flex;
	flex-direction: column;
	gap: 12px;
}

.recog-dot { display: none; }

.recog-year-col {
	display: flex;
	align-items: center;
	gap: 10px;
	flex-wrap: wrap;
}

.recog-year {
	font-size: 20px;
	font-weight: 800;
	color: #0d1b2a;
}

.recog-month {
	font-size: 13px;
	color: var(--slate-2);
}

.recog-org-badge {
	display: inline-block;
	font-size: 11px;
	font-weight: 700;
	padding: 3px 10px;
	border-radius: 20px;
}
.recog-org-badge--amber { background: var(--amber-bg); color: var(--amber); }
.recog-org-badge--teal  { background: var(--teal-050); color: var(--teal-700); }
.recog-org-badge--blue  { background: #eff6ff; color: #2563eb; }
.recog-org-badge--slate { background: var(--bg); color: var(--slate); }

/* Card */
.recog-card {
	display: flex;
	flex-direction: column;
	border: 1.5px solid var(--line);
	border-radius: var(--r);
	overflow: hidden;
}

.recog-image {
	position: relative;
	background: #0d1b2a;
	min-height: 160px;
	display: flex;
	align-items: center;
	justify-content: center;
	overflow: hidden;
}
.recog-image img {
	position: absolute;
	top: 0;
	left: 0;
	width: 100%;
	height: 100%;
	object-fit: cover;
}

.recog-img-label {
	position: absolute;
	top: 12px;
	left: 12px;
	display: inline-flex;
	align-items: center;
	gap: 6px;
	background: rgba(31,187,166,.2);
	z-index: 1;
	border: 1px solid rgba(31,187,166,.3);
	color: var(--teal-400);
	font-size: 11px;
	font-weight: 600;
	padding: 4px 10px;
	border-radius: 20px;
}

.recog-img-dot {
	width: 7px;
	height: 7px;
	border-radius: 50%;
	background: var(--teal-400);
	flex-shrink: 0;
}

.recog-content {
	padding: 20px 20px 22px;
	background: var(--card);
}

.recog-category {
	font-size: 11px;
	font-weight: 700;
	letter-spacing: .1em;
	text-transform: uppercase;
	color: var(--teal-600);
	margin: 0 0 10px;
}

.recog-title {
	font-size: 17px;
	font-weight: 700;
	color: #0d1b2a;
	margin: 0 0 10px;
	line-height: 1.4;
}

.recog-desc {
	font-size: 14px;
	color: var(--slate);
	line-height: 1.7;
	margin: 0 0 16px;
}

.recog-people {
	display: flex;
	flex-wrap: wrap;
	gap: 10px;
}

.recog-person {
	display: flex;
	align-items: center;
	gap: 8px;
	background: var(--bg);
	border: 1px solid var(--line);
	border-radius: 8px;
	padding: 6px 12px 6px 6px;
}

.recog-person-av {
	width: 30px;
	height: 30px;
	border-radius: 50%;
	display: flex;
	align-items: center;
	justify-content: center;
	font-size: 11px;
	font-weight: 700;
	color: #fff;
	flex-shrink: 0;
}

.recog-person-name {
	font-size: 12px;
	font-weight: 700;
	color: var(--ink);
}

.recog-person-role {
	font-size: 11px;
	color: var(--slate-2);
}

/* ─── Referral Section ───────────────────────────────────────── */
.ref-section {
	background: var(--bg);
	padding: 64px 16px;
}

.ref-card {
	background: var(--teal-900);
	border-radius: 20px;
	max-width: 1060px;
	margin: 0 auto;
	padding: 40px 28px;
	display: flex;
	flex-direction: column;
	gap: 40px;
}

/* Left */
.ref-badge {
	display: inline-flex;
	align-items: center;
	gap: 7px;
	background: rgba(255,255,255,.06);
	border: 1px solid rgba(245,166,35,.4);
	color: var(--gold);
	font-size: 11px;
	font-weight: 700;
	letter-spacing: .08em;
	text-transform: uppercase;
	padding: 5px 12px;
	border-radius: 40px;
	margin-bottom: 20px;
}

.ref-amount {
	display: flex;
	align-items: flex-start;
	gap: 3px;
	margin-bottom: 18px;
	line-height: 1;
}
.ref-currency {
	font-size: 26px;
	font-weight: 800;
	color: var(--gold);
	margin-top: 14px;
}
.ref-amount-num {
	font-size: 68px;
	font-weight: 900;
	color: #fff;
	line-height: 1;
}
.ref-per {
	font-size: 15px;
	color: rgba(255,255,255,.4);
	align-self: flex-end;
	margin-bottom: 10px;
	margin-left: 4px;
}

.ref-nocap {
	display: inline-flex;
	align-items: center;
	gap: 7px;
	border: 1.5px solid var(--teal-500);
	color: var(--teal-400);
	font-size: 13px;
	font-weight: 600;
	padding: 7px 14px;
	border-radius: 40px;
	margin-bottom: 20px;
}

.ref-desc {
	font-size: 14px;
	color: rgba(255,255,255,.6);
	line-height: 1.7;
	margin: 0 0 20px;
}
.ref-desc strong { color: #fff; }

.ref-checklist {
	list-style: none;
	padding: 0;
	margin: 0 0 28px;
	display: flex;
	flex-direction: column;
	gap: 10px;
}
.ref-checklist li {
	display: flex;
	align-items: center;
	gap: 10px;
	font-size: 14px;
	color: rgba(255,255,255,.7);
}
.ref-checklist li i { color: var(--teal-500); font-size: 15px; }

.ref-cta-btn {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: var(--gold);
	color: #0d1b2a !important;
	font-size: 15px;
	font-weight: 700;
	padding: 13px 28px;
	border-radius: 40px;
	text-decoration: none !important;
	transition: filter .15s;
}
.ref-cta-btn:hover { filter: brightness(1.1); color: #0d1b2a !important; }

/* Right */
.ref-how-title {
	font-size: 18px;
	font-weight: 700;
	color: #fff;
	margin: 0 0 22px;
}

.ref-steps {
	display: flex;
	flex-direction: column;
	gap: 18px;
	margin-bottom: 24px;
}

.ref-step {
	display: flex;
	align-items: flex-start;
	gap: 14px;
}
.ref-step-num {
	width: 28px;
	height: 28px;
	border-radius: 50%;
	background: var(--teal-700);
	color: var(--teal-050);
	font-size: 13px;
	font-weight: 700;
	display: flex;
	align-items: center;
	justify-content: center;
	flex-shrink: 0;
	margin-top: 1px;
}
.ref-step-title {
	font-size: 14px;
	font-weight: 700;
	color: #fff;
	margin-bottom: 3px;
}
.ref-step-desc {
	font-size: 13px;
	color: rgba(255,255,255,.45);
	line-height: 1.6;
}

.ref-earnings {
	background: rgba(255,255,255,.05);
	border: 1px solid rgba(255,255,255,.1);
	border-radius: 10px;
	padding: 16px 20px;
}
.ref-earnings-label {
	font-size: 10px;
	font-weight: 700;
	letter-spacing: .1em;
	text-transform: uppercase;
	color: rgba(255,255,255,.3);
	margin: 0 0 14px;
}
.ref-earnings-grid {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
}
.ref-earning-item { text-align: center; padding: 0 8px; }
.ref-earning-item + .ref-earning-item { border-left: 1px solid rgba(255,255,255,.1); }
.ref-earning-amt {
	font-size: 20px;
	font-weight: 800;
	color: var(--gold);
	margin-bottom: 4px;
}
.ref-earning-label { font-size: 12px; color: rgba(255,255,255,.35); }

/* Desktop: 2 columns */
@media (min-width: 768px) {
	.ref-section  { padding: 72px 32px; }
	.ref-card     { flex-direction: row; padding: 52px 48px; gap: 56px; }
	.ref-left     { flex: 1; }
	.ref-right    { flex: 1; padding-left: 56px; border-left: 1px solid rgba(255,255,255,.08); }
	.ref-amount-num { font-size: 80px; }
}

/* ─── SEO Text Section ───────────────────────────────────────── */
.seo-text-section {
	background: var(--card);
	padding: 56px 24px 64px;
	border-top: 1px solid var(--line);
}

.seo-text-wrap {
	max-width: 860px;
	margin: 0 auto;
}

.seo-main-heading {
	font-size: 20px;
	font-weight: 700;
	color: #0d1b2a;
	margin: 0 0 14px;
	line-height: 1.3;
}

.seo-main-body {
	font-size: 15px;
	color: var(--slate);
	line-height: 1.8;
	margin: 0 0 28px;
}

.seo-sub-heading {
	font-size: 16px;
	font-weight: 700;
	color: #0d1b2a;
	margin: 0 0 10px;
	line-height: 1.4;
}

.seo-sub-body {
	font-size: 14px;
	color: var(--slate);
	line-height: 1.8;
	margin: 0 0 24px;
}

@media (min-width: 768px) {
	.seo-text-section   { padding: 64px 32px 72px; }
	.seo-main-heading   { font-size: 22px; }
	.seo-main-body      { font-size: 16px; }
	.seo-sub-body       { font-size: 15px; }
}

/* ─── Final CTA Section ──────────────────────────────────────── */
.final-cta-section {
	background: linear-gradient(135deg, #0d2b26 0%, var(--teal-900) 60%, var(--teal-700) 100%);
	padding: 80px 24px 88px;
	text-align: center;
	display: flex;
	flex-direction: column;
	align-items: center;
	gap: 0;
}

.final-cta-headline {
	font-size: 32px;
	font-weight: 800;
	color: #fff;
	line-height: 1.25;
	margin: 0 0 18px;
	max-width: 680px;
}

.final-cta-sub {
	font-size: 16px;
	color: rgba(255,255,255,.65);
	line-height: 1.7;
	margin: 0 0 36px;
	max-width: 540px;
}

.final-cta-btn {
	display: inline-flex;
	align-items: center;
	gap: 8px;
	background: var(--gold);
	color: #0d1b2a !important;
	font-size: 16px;
	font-weight: 700;
	padding: 15px 36px;
	border-radius: 40px;
	text-decoration: none !important;
	transition: filter .15s;
	margin-bottom: 18px;
}
.final-cta-btn:hover {filter: brightness(1.1); color: #0d1b2a !important; }

.final-cta-trust {
	font-size: 13px;
	color: rgba(255,255,255,.4);
	margin: 0;
	display: flex;
	align-items: center;
	gap: 6px;
	justify-content: center;
}
.final-cta-trust i { font-size: 12px; }

@media (min-width: 768px) {
	.final-cta-section  { padding: 100px 32px 112px; }
	.final-cta-headline { font-size: 52px; }
	.final-cta-sub      { font-size: 18px; }
	.final-cta-btn      { font-size: 17px; padding: 16px 40px; }
}

/* Desktop: horizontal timeline layout */
@media (min-width: 768px) {
	.recog-section   { padding: 80px 32px 88px; }
	.recog-headline  { font-size: 44px; }
	.recog-timeline  {
		position: relative;
		padding-left: 0;
	}
	.recog-timeline::before {
		content: '';
		position: absolute;
		left: 146px;
		top: 10px;
		bottom: 10px;
		width: 2px;
		background: var(--line);
		z-index: 0;
	}
	.recog-item {
		flex-direction: row;
		align-items: flex-start;
		gap: 0;
	}
	.recog-year-col {
		flex: 0 0 120px;
		flex-direction: column;
		align-items: flex-end;
		gap: 4px;
		padding-right: 0;
		text-align: right;
	}
	.recog-month { order: 2; }
	.recog-org-badge { order: 3; }
	.recog-dot {
		display: block;
		width: 14px;
		height: 14px;
		border-radius: 50%;
		background: var(--teal-500);
		border: 2.5px solid var(--card);
		box-shadow: 0 0 0 2px var(--teal-500);
		flex-shrink: 0;
		margin: 8px 19px 0;
		z-index: 1;
	}
	.recog-card {
		flex: 1;
		flex-direction: row;
	}
	.recog-image {
		flex: 0 0 38%;
		min-height: 200px;
	}
	.recog-content  { flex: 1; padding: 24px 28px; }
	.recog-title    { font-size: 19px; }
}